Equity Bank offers you a chance of owning a home through mortgage. Below are the terms of the loan you are given by the bank:

Great features

  • Minimum loan amount of KES 2 million. No maximum loan amount
  • Up to a maximum of 15 years
  • Up to 80% financing depending on the location of the property
  • Competitive interest rates

What you require to sign up

Diaspora loans are only offered to applicants who meet either of the following criteria:

  • Non-Resident Kenyans
  • Kenyans sent on foreign missions abroad
  • Kenyans with dual citizenship

The loans can be extended to individuals, joint applicants, or group (Chama) of applicants.

Required Documents For Each Applicant:

  • New or existing Equity Bank account
  • Identification Documents – Kenyan ID/Passport, KRA PIN, and proof of current address
  • Credit report from your country of residence
  • Copies of Bank statements for the past 6 months
  • Complete individual tax returns for the past 3 years

Salaried Applicants:

In addition to the above, salaried applicants must provide:

  • 3 latest pay slips/paystubs
  • Employment letter/W-2/P60/T4

Self-Employed Applicants:

In addition to the above, self-employed applicants who earn dividends/distributions as opposed to a salary, must provide:

  • Business registration documents
  • Business bank statements for the last 12 months
  • Business tax returns for the past 3 years
  • Year-to-date management accounts (balance sheet and P&L statement)


Diaspora Banking, Equity Bank (Kenya) Ltd 

Equity Centre, Upper Hill, Hospital Road, Ground Floor.

P .O. Box 103098 – 00101, Nairobi. Kenya.

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February 8, 2024

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