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Stima Sacco is one of the Saccos with highest interest on Fixed Deposit account. Their interest rate is as high as 10 per year.

Below is the interest rate for fixed deposit account at Stima Sacco:

Amount Call (%) 3 months (%) 6 months (%) 12 months (%)
100m and above 7.00 9.50 9.75 10.00
50m-99.9m 7.00 9.00 9.50 9.75
10m-24.9m 6.50 7.50 8.50 9.00
5m-9,999,999 6.50 7.25 8.00 8.50
3m-4,999,999 5.50 7.00 7.50 8.00
1m-2,999,999 5.25 6.75 7.00 7.50
400,000-999,999 5.00 6.50 6.50 7.00
50,000-399,999 4.75 6.25 6.25 6.50
5000-49999 4.50 6.00 6.00 6.00

Membership Registration Documents required

1. Complete membership application form and attach:
2. Copy of National Identity card/Passport.
3. Recent Photo.
4. Copy of KRA PIN Certificate.

Stima Sacco is a member – owned business and membership is open to all resident and non – resident Kenyans anywhere in the world. The Sacco admits eligible individuals, groups, or corporates for membership of the Society upon fulfilment of membership opening requirements.

Category Registration Ksh Share Capital Ksh Min. Monthly Savings Kshs
Imara (employees under check – off) 500 25,000 1000
Meridian (individual employees) 500 25,000 1000
Business persons 500 25,000 500
Group 500 25,000 5,000
Diaspora 500 25,000 1,000
Corporate 500 50,000 10,000



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February 15, 2024

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